As cryptocurrency adoption continues to grow, businesses and individuals are increasingly looking for seamless ways to transact using digital assets.

This is where crypto payment gateways come into play, offering a secure, efficient, and borderless way to accept and process crypto payments.

These gateways eliminate the need for intermediaries, reduce transaction costs, and provide a faster alternative to traditional payment systems.

With numerous crypto payment gateways available, choosing the right one is crucial for ensuring security, scalability, and ease of use.

To make your search easier, we’ve carefully analyzed several key factors like security, transaction speed, supported currencies, fees, and overall reliability, to compile this list of top contenders.

Let’s explore the top crypto payment gateways that are revolutionizing the way we transact with digital assets.

Top 10 Crypto Payment Gateways

Name of the Payment Gateway Established Year Head Quarters Supported Cryptocurrencies Merchant Fees
Coingate 2014 Lithuanian 70 1%
BVNK 2021 London 14+ 1.5%-3.5%
NowPayments 2019 Amsterdam 300 0.5%-1%
Bitpay 2011 Atlanta, Georgia 100+ 1-2% + fixed $0.25 fee
Coinremitter 2017 Singapore 7 0.23%
Coinspaid 2014 Estonia 20 1%-1.5%
Cryptomus 2022 Vilnius, Lithuanian 20+ Upto 2%
Coinpayments 2013 London 1200 0.5%-1%
Coinbase 2012 U.S 100+ 1%
Plisio 2019 Manchester 19 0.5%

1. CoinGate

Motto:Accessible, Convenient, and Customer-oriented

CoinGate is a well-established cryptocurrency payment processor that enables businesses to accept payments in a wide range of digital assets. It offers flexible payout options, allowing merchants to receive settlements in crypto or fiat currencies like USD and EUR. With its robust API and plugin integrations, CoinGate makes crypto transactions seamless for online businesses.

Features

CoinGate supports over 70 cryptocurrencies, making it one of the most diverse payment gateways in the industry. It integrates with major e-commerce platforms like WooCommerce, Shopify, and Magento, ensuring easy adoption for merchants. Additionally, the platform provides instant fiat settlements, reducing volatility risks for businesses.

Pros Cons
  • CoinGate offers one of the most versatile cryptocurrency payment processing solutions, allowing businesses to accept payments in a wide range of digital currencies with minimal effort.
  • It provides an easy-to-use interface and integrates seamlessly with e-commerce platforms, making crypto adoption hassle-free.
  • While CoinGate is a powerful solution, its services are not available in all regions, which can be a limitation for some businesses.
  • Further, merchants looking for fiat settlements must undergo a verification process, which may add extra steps before onboarding.

2. BVNK

Motto:Accelerating global money movement

BVNK is a crypto-focused payment gateway designed for global businesses. Unlike traditional payment processors, it combines digital asset management with banking services, making it an attractive option for enterprises that want to streamline their crypto transactions. BVNK provides business accounts, instant settlements, and risk management tools to ensure smooth transactions.

Features

BVNK supports over 14 cryptocurrencies and offers instant crypto-to-fiat conversions, helping businesses mitigate the risks of price volatility. It is highly focused on compliance and security, making it a trusted choice for regulated enterprises. With multi-currency business accounts, BVNK allows companies to manage their finances efficiently in both crypto and fiat.

Pros Cons
  • BVNK is an enterprise-grade solution that prioritizes security, compliance, and ease of use, making it ideal for large businesses dealing with high-volume transactions.
  • Its instant settlement feature ensures that businesses don’t have to worry about crypto price fluctuations.
  • The platform is primarily tailored for businesses rather than small merchants, meaning it may not be the most user-friendly option for individuals or startups looking to accept crypto payments.
  • Additionally, it requires Know Your Customer (KYC) verification, which could slow down onboarding.

3. NOWPayments

Motto:Crypto Payments Made Easy

NOWPayments is a user-friendly crypto payment gateway that allows businesses to accept digital currencies with ease. Unlike many other services, it operates on a non-custodial model, meaning merchants have full control over their funds. It is widely used for e-commerce, donations, and online services.

Features

NOWPayments supports over 300 cryptocurrencies and offers an auto-conversion feature, allowing businesses to receive payments in their preferred currency. It provides easy-to-implement payment buttons, donation widgets, and invoicing tools, making it an all-in-one solution for accepting crypto payments.

Pros Cons
  • With one of the widest ranges of supported cryptocurrencies, NOWPayments is perfect for businesses that want to provide flexible payment options to their customers.
  • The platform also allows merchants to receive funds directly in their wallets, eliminating the risks associated with custodial services.
  • While the platform offers competitive fees, transactions that involve currency conversion may incur higher costs, which could be a downside for businesses that frequently switch between cryptocurrencies.
  • Also, withdrawals are not automatic, requiring manual intervention.

4. BitPay

Motto:We see a different future for payments

BitPay stands as a prominent crypto payment gateway, streamlining the use of digital currencies for both businesses and consumers. It enables merchants to seamlessly accept cryptocurrency payments, offers a secure wallet for managing digital assets, and facilitates everyday spending through its crypto-to-fiat card, all while prioritizing security and user-friendly functionality.

Features

BitPay supports over 100 cryptocurrencies and allows businesses to instantly convert crypto payments into fiat. It offers integration with major e-commerce platforms and provides additional features like a crypto debit card for spending digital assets.

Pros Cons
  • BitPay is a trusted name in the industry and offers excellent security measures to protect merchants from fraud.
  • Its instant conversion to fiat helps businesses avoid the risks of price volatility.
  • The platform requires strict KYC and business verification, which may be a barrier for small merchants looking for a quick setup.
  • And, its merchant fees are slightly higher than some competitors, making it less cost-effective for low-volume transactions.

5. CoinRemitter

Motto:Seamless Crypto Transactions With CoinRemitter

CoinRemitter emerges as a leading crypto payment gateway, offering businesses a robust and versatile solution for accepting a wide range of cryptocurrencies. With a focus on seamless integration, low transaction fees, and enhanced security features, CoinRemitter empowers merchants to tap into the growing crypto market, making it a key player in the evolving landscape of digital payments.

Features

CoinRemitter supports multiple cryptocurrencies and charges one of the lowest transaction fees in the industry at just 0.23%. It provides multi-wallet API support and allows businesses to manage crypto transactions effortlessly.

Pros Cons
  • The platform’s low fees and simple integration make it an excellent choice for small businesses and startups looking to accept crypto payments without incurring high costs.
  • It has limited fiat settlement options, making it less suitable for businesses that want to receive payouts in traditional currencies.
  • And, its brand recognition is not as strong as more established competitors.

6. CoinsPaid

Motto:Shaping the world to use crypto

CoinsPaid solidifies its position as a top crypto payment gateway by offering a comprehensive suite of solutions tailored for businesses seeking to integrate cryptocurrency payments.

With a focus on security, scalability, and a wide range of supported digital assets, CoinsPaid empowers merchants to efficiently process crypto transactions, manage their finances, and expand their reach within the burgeoning digital economy, making it a crucial tool for modern businesses.

Features

The platform supports over 20 cryptocurrencies and provides an integrated crypto wallet and exchange. It prioritizes security and compliance, making it a trusted choice for businesses handling high-value transactions.

Pros Cons
  • CoinsPaid offers fast settlements and multi-currency support, ensuring businesses can manage their finances efficiently.
  • Its focus on compliance makes it a reliable option for enterprises in regulated industries.
  • Due to its emphasis on compliance, the platform requires extensive KYC verification, which may slow down the onboarding process for some merchants.

7. Cryptomus

Motto:One account has endless possibilities

Cryptomus offers a comprehensive crypto ecosystem, providing businesses and individuals with a robust payment gateway and a versatile wallet. It emphasizes secure, efficient cryptocurrency transactions, supporting a wide range of digital assets and offering features like automatic currency conversion, mass payouts, and detailed transaction management.

Cryptomus aims to simplify crypto adoption by offering user-friendly interfaces and strong security measures, making it a valuable tool for anyone engaging with digital currencies.

Features

The platform supports multiple blockchain networks and allows for anonymous transactions. It also provides automated withdrawal features and invoice-generation tools.

Pros Cons
  • Cryptomus is an excellent choice for businesses that value privacy, as it does not require KYC for crypto payments. It also allows users to set customizable fees.
  • The platform has limited fiat conversion options, making it less suitable for businesses that need direct fiat withdrawals.

8. CoinPayments

Motto:Secure and trusted Crypto Payment Gateway Since 2013

CoinPayments is a well-established cryptocurrency payment gateway that facilitates the acceptance of a wide range of digital currencies for businesses. With a history dating back to 2013, it offers tools for merchants to integrate crypto payments into their online and point-of-sale systems.

Features

It supports over 100 cryptocurrencies and offers shopping cart plugins, mobile payments, and fiat settlements, making it a flexible choice for businesses. It offers lower transaction fees and options for automatic coin conversion, making it a versatile solution for businesses looking to embrace crypto payments.

Pros Cons
  • CoinPayments offers instant confirmations, ease of use, and low transaction fees and supports international transactions, auto coin conversions, and fiat settlements.
  • As a custodial wallet, CoinPayments holds users' private keys, meaning users need to trust the company with their funds, which might be a concern for those prioritizing full control over their assets.
  • The platform requires users to provide personal information for account verification, which some may find invasive.

9. Coinbase Commerce

Motto:The Easy Way to Accept Crypto Payments

Coinbase is a prominent cryptocurrency exchange platform that allows users to buy, sell, and store various digital currencies. It's known for its user-friendly interface, making it accessible to both beginners and experienced traders.

Beyond simple trading, Coinbase offers a range of services, including a digital wallet, tools for businesses to accept crypto payments, and educational resources. As one of the largest and most regulated exchanges in the United States, Coinbase plays a significant role in mainstreaming cryptocurrency adoption.

Features

It supports hundreds of cryptocurrencies, provides instant settlement in USDC to shield against volatility, and offers business reporting tools for accounting. The platform integrates with other platforms like WooCommerce and Shopify, reducing operational costs with no chargebacks and lower transaction fees compared to traditional methods.

Pros Cons
  • Coinbase Commerce allows businesses to accept payments from a global customer base by supporting multiple cryptocurrencies, reducing transaction costs compared to traditional payment systems.
  • While there are no transaction fees for cryptocurrency payments, converting crypto to fiat currency may incur additional fees, which can be a drawback for businesses needing to convert funds.

10. Plisio

Motto:Fast. Convenient. Secure.

Plisio is a cryptocurrency payment gateway designed to simplify the process of accepting digital currencies for online businesses. It offers a range of tools and features, including instant payment notifications, automatic currency conversion, and support for various cryptocurrencies, all aimed at streamlining crypto transactions.

Plisio emphasizes ease of integration and user-friendliness, making it a viable option for businesses seeking to expand their payment options and tap into the growing crypto market.

Features

It offers a customizable API for tailored integration, mass payouts that can save up to 80% on fees, and enhanced privacy and security measures like two-factor authentication and SSL technology. Also, Plisio allows easy invoice creation and sending via email, SMS, or messengers, with options for QR codes for instant payments.

Pros Cons
  • Plisio offers competitive transaction fees of 0.5% with no chargebacks, ensuring businesses save on operational costs and avoid potential reversals.
  • While Plisio supports multiple cryptocurrencies, converting them to fiat currency might incur additional fees or require external services, which can be inconvenient for businesses needing immediate fiat access.
  • The success of Plisio depends on the stability and adoption of cryptocurrencies, which can be volatile and unpredictable, potentially affecting business operations.

Final Thoughts

Choosing the right crypto payment gateway is crucial for businesses looking to accept digital assets seamlessly.

With factors like security, transaction speed, and integration flexibility playing a vital role, selecting a reliable solution can significantly enhance your payment experience.

As the crypto landscape continues to evolve, staying ahead with a robust payment gateway is essential for businesses aiming for growth in the digital economy.

At Fourchain, a leading crypto payment gateway development company, we offer a cutting-edge crypto payment gateway developed for secure, fast, and tension-free transactions.

Our solution supports multiple cryptocurrencies, seamless API integrations, and advanced security features to ensure smooth operations.

Whether you're a startup or an established enterprise, Fourchain empowers your business with the best-in-class crypto payment solutions.

Get started today and revolutionize the way you accept digital payments!

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